Retail

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RETAIL STORE INSURANCE COVERAGE

BROADFORM BUILDING COVERAGE

  • Replacement cost (optional)
  • Accidental breakage of glass and signs

EQUIPMENT COVERAGE

  • Replacement Cost (optional)
  • Optional theft coverage
  • Optional mechanical breakdown to equipment
  • Optional sewer/sump back-up

STOCK COVERAGE

  • Optional theft coverage
  • Market value for stock on shelves
  • Damage resulting from change in temperature
  • "Peak Season" coverage automatically increases stock limits up to 25%

LOSS OF INCOME COVERAGE

  • Replaces business income lost as a result of insured damage to property (less expenses which do not continue)

CRIME COVERAGE

  • Contents including cash
  • Optional coverage for loss resulting from employee dishonesty

COMMERCIAL GENERAL LIABILITY

  • Retail store premises (slip and fall)
  • Products coverage (all goods you sell)
  • Tenants legal liability


HIGHLIGHTS ONLY. Actual policy wordings govern.
Coverage availability subject to underwriting eligibility.