Retail

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Important Notices
Auto Policy Changes 2016
Changes to Ontario Auto Insurance Give You More Choice On June 1, 2016, changes to auto insurance in Ontario will give you more choice and ... Full Story
SPRING HAS SPRUNG!
SPRING HAS SPRUNG! Well, spring is here, the snow has melted or is melting depending upon your neighbourhood.  Now is a great time to get ... Full Story

RETAIL STORE INSURANCE COVERAGE

BROADFORM BUILDING COVERAGE

  • Replacement cost (optional)
  • Accidental breakage of glass and signs

EQUIPMENT COVERAGE

  • Replacement Cost (optional)
  • Optional theft coverage
  • Optional mechanical breakdown to equipment
  • Optional sewer/sump back-up

STOCK COVERAGE

  • Optional theft coverage
  • Market value for stock on shelves
  • Damage resulting from change in temperature
  • "Peak Season" coverage automatically increases stock limits up to 25%

LOSS OF INCOME COVERAGE

  • Replaces business income lost as a result of insured damage to property (less expenses which do not continue)

CRIME COVERAGE

  • Contents including cash
  • Optional coverage for loss resulting from employee dishonesty

COMMERCIAL GENERAL LIABILITY

  • Retail store premises (slip and fall)
  • Products coverage (all goods you sell)
  • Tenants legal liability


HIGHLIGHTS ONLY. Actual policy wordings govern.
Coverage availability subject to underwriting eligibility.