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Tuesday February 07, 2012

The Mutual Difference

 

When you have to choose…. Pick a Mutual Friend

 

In these days of corporate big business, the human touch is often lost. That‘s why people across the province turn to Ontario’s Mutual Insurance Companies. When they need insurance protection, they prefer to deal with a neighbour - not a stranger. L & A Mutual knows what it means to be a policyholder.

 

Insurance at Cost

Ontario’s Mutual Insurance Companies operate on a not-for-profit basis, unlike stock companies that have to provide shareholders with dividends from profit.

 

Leading Edge Products

Our innovative insurance products keep pace with changing needs. We can help you with your specific personal, business, and farm insurance needs.

 

Ownership by Policyholders

L & A Mutual Insurance Co. is 100% Canadian and owned solely by its policyholders. As a policyholder, you have voting rights on important decisions.

 

Directed by Policyholders

L & A Mutual Insurance Co. directors are policyholders elected by policyholders - your guarantee that the company is committed to the best interests of all policyholders.

 

Protected by the Mutual Family of Companies

L & A Mutual Insurance Co. may seem relatively small, yet it is backed by one of the world’s most financially secure insurance networks, Ontario Mutual Insurance companies – providing strength, stability, and expertise.

 

Guaranteed Protection For All

Ontario’s mutual insurance companies back each other through our jointly owned Guarantee Fund and Reinsurance Company. The assets of one company are completely backed by the assets of all the other member companies – complete financial stability for our policyholders.

 

Local Service From Your Neighbours

You will receive swift, courteous and knowledgeable help from people who raise their families alongside you. They’re aware of the changes happening in our community.

Water Problems
Water problems may occur at any time due to melting snow, heavy rainfall, sump pump malfunction or sewer back-up. Check roof shingles to ensure they are in good repair. Ensure your sump pump is functioning - have a back up system or alarm if you experience water problems on a regular basis. .....Full Story
Oil Tanks & Fuel Spills
This area is becoming a huge problem as the required environmental clean up is costly and is also disruptive to the homeowner. Check your oil tank & lines regularly for any possible leak or problem. If you detect an oil odour call your distributor immediately. If you have a spill, our adjuster .....Full Story
Fire
This is a common loss and may also lead to death. Ensure that smoke detectors are in proper working order. Have extinguishers in place in buildings and on equipment. Electricity must be respected. Have electrical wiring work completed by a certified electrician. Ensure that electrical .....Full Story